Utility Claim Services

At Mid-America Catastrophe we understand the need for a service that will greatly reduce our clients cost in settlement of losses related to utilities.

Some examples of what our utilities claim service division specializes in, are the following loss types:

  • Telecommunications
  • Fiber optics/ T1/ Cable
  • Gas and or Water/ Sewer lines
  • Railroads/ Bridges including accidents involving trucking and/ or locomotives
  • Environmental/ Spills

The typical final report package contents will include the following, but not limited to:

  • First contact and activity reporting/ diary entries between our field rep and the insured along with all parties involved. All clients are given access to the files activity at any time.
  • Determination of causality and any at fault parties, including all information related to salvage/ subrogation potential, etc.
  • All contractor documentation related to the cost of repair, our own 3rd party analysis based on un-biased non-affiliated contractors.
  • Final recommended loss settlement- comparison/ difference report from initial estimate amount.
  • Amount recommended for potential subrogation.

Our process has been proven for years, and will save your company money.

Some of Our Other Services

Our Services

Mid-America Catastrophe Services has had a presence in every major Catastrophe since 1980 and our management team cut their teeth in the field.

Daily Claim Services provided regionally, tailored to fit the needs of the carrier. We are continually expanding our Daily Operations and Utilizing the latest technology in Estimating platforms & Claim management systems

Our staffing can be tailored to fit individual carriers needs.We have high quality personnel who are well trained and experienced in field adjusting, catastrophic claims support and complete claims administration.

    Founded in America’s heartland in 1980, Mid-America Catastrophe Services has an established track record of quality and integrity in daily and catastrophe claim management. Headquartered on the Gulf Coast since 2013, we retain the commitment to excellence that has been the cornerstone of our company for more than 30 years.


    5550 Commerce Blvd. E
    Mobile, Al 36619

    12042 Blanco Road Suite 302
    San Antonio, TX 78216